About U.S. Home Bailout

USHB and its team have come from a background of mortgage brokers, lenders, processors, and business.  This makes for a great team that is experienced with the banks, and how to package your loan modification for the best results.

We are committed to providing you with the best service possible.

Our goal is to identify a client as a loan modification candidate and put together a bank ready modification package. A loan modification offers a fixed rate loan and/or a lower interest rate and payment for your existing loan. With your personalized loan modification package you will qualify for a modification.

Most lending banks have enhanced and expanded its loan modification programs to include a wide array of hardship situations. There are several new modification programs that can be used to address temporary hardships like layoffs, job loss or short-term income reductions, and permanent hardships like death of a spouse, disability, divorce, or severe medical situations. These newly expanded and enhanced programs allow your bank to modify or change the term of the loan, the interest rate, and in some cases, principal balance, to reduce the monthly payment to an amount you can comfortably afford. Loan modifications can be done as a short-term cure for a period of five years, or modifications can be made permanent.

Homeowners with past due real estate taxes can apply as well, to get caught up and to escrow taxes going forward. Based on your financial situation and hardship, bank representatives will work with you and help to find the program that is right for you. In today’s strained economic environment, the threat of foreclosure seems to lurk around every corner. Be assured: YOUR BANK does not want to foreclose on your property. Foreclosure is a no-win situation for the homeowner and the bank. A loan modification program is the solution to ensure everyone comes out a winner.